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It's 2021. Woo-hoo! We made it!
I wasn't so sure we'd get there sometimes, but here we are. And since we are, why not use this year to create better spending habits?
It's pretty amazing what some changes in our spending can do for our bottom line.
Let's face it, many of the things we buy are purchased impulsively due to certain marketing tricks imposed upon us. And then there's the things we keep buying even though we know they aren't good for us.
If you want to save more money, you need to stay away from regular, unnecessary purchases and embrace pocket-friendly and even healthier alternatives.
Let's make 2021 a save money year! Are you with me?
Things You Should Stop Buying To Save Money
1: Eating Out
3: Water Bottles
4: Subscription Services
5: Impulse Purchases
#1: Eating Out
You'll save a ton of money by avoiding take out food and cooking your own meals at home.
This is a HUGE money saver.
But the best part is it not only saves money; you’ll also enjoy healthier meals when you cook at home.
Restaurants add a ton of salt, butter, grease, and all the unhealthy things that make food taste really good but which make it fattening and unhealthy.
You can simply create a meal plan for the week, prepare your meals during the weekend, and freeze them. Then, when it's time to eat, all you need to do is reheat them.
It's easier, healthier, convenient, and quicker to cook and eat this way.
Business Insider estimates that a cup of coffee costs anywhere from $1 to $5 per cup.
And if you are a Starbucks lover, forget it!
On the other hand, making your own coffee at home only costs around 16¢ to 18¢ per cup.
This means you'll spend from $240 to $1,200 when you buy a cup of coffee, five days a week in a year. And if you decide to make your own coffee, you'll end up spending only about $45 a year!
Especially if you're a heavy coffee drinker and caffeine lover, this is one of the best tips you can take on to save money.
Instead of going out to have those doses of mochas, frappes, or pumpkin spice lattes, cut costs and make it at home. And that way, you can brew it the way you like it.
#3: Water Bottles
Water bottles are another money saver you should avoid buying in 2021.
They are a total waste of money and also cause harm to the environment, especially the plastic ones.
You should avoid buying new water bottles each time you go out as they are not worth the expense. Instead, you can get a reusable water bottle and fill it each time you're ready for more.
At home, you could also get a refillable filter for your home if you don’t have one already.
This one-time investment will help you save a lot of money from excessively buying water bottles in the long run. Avoid buying water bottles in 2021, cut costs, save your money, and save the planet all at the same time.
#4: Subscription Services
Subscription Services are a time killer and can be cut down to save money easily.
You don't really need to subscribe to 5 or 6 online subscription services at the same time.
Heck, I think I might have a lot more than that. I better get on this one!
The problem is these costs come out of your bank account every month and it's possible that you even forget about them but keep on paying for them.
You need to check out what subscription services you're paying for currently, identify the ones you don't use or rarely use and cancel them.
And if you don't even know what you've got, there's an app for that!
Trim is an app that helps you find all the subscription services you're currently paying for.
You can also save costs on magazine subscriptions by getting content from FREE magazine versions online and news sites instead.
#5: Impulse Purchases
Impulse purchases are those purchases that you don't really need or plan for, and this is way more common than you might think.
The fact is that many businesses engage in certain marketing tricks and tactics to make you buy their items impulsively. They make you feel like you need them when you don't.
A research paper by the University of Missouri shows that impulse shoppers are compelled to make these purchases because of the pleasure they think they will get by doing so.
While you might get some pleasure from these impulse purchases but the pleasure is mostly short-lived, won't last, and isn't worth the money you spend.
Here's a trick: Wait a day and see if you still want it. Chances are you'll forget all about it or it will have lost its charm by then.
Cigarettes are one of the most important things to stop buying so that you can save money in 2021.
We all know how harmful smoking is to the body. It decreases life expectancy and increases the chances of developing chronic and deadly diseases.
But cigarettes don't just cause harm to the body; they cause extreme harm to our finances as well, especially if you’re a regular smoker. And vaping isn't much better.
According to Smokefree, a pack of cigarettes averages $6.28, and it could be more or less, depending on where you live. If you smoke 1-2 packs a day, you can easily see how that would add up.
So if you care about your body and your finances, quit smoking!
Final Words About How to Save Money This Year
Spending impulsively and buying items instead of embracing much cheaper and healthier alternatives can lead you into a financial mess. Cut those costs today and save more money.
By avoiding the six items listed above, you’ll be saving more money and living healthier in 2021. Plus, you can even make money from your coach with these ideas.
Got any additional things to stop buying to save money? Let me know by dropping a comment in the comment section below.
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